MENGUKUR ADOPSI FINTECH UNTUK MENDUKUNG USAHA BAGI MITRA PELAKU UMKM BINAAN YAYASAN PALMA SEJAHTERA DI JAKARTA

Eko Retno Indriyarti, Farah Margaretha Leon, Yosephina Purba, Siti Murdiah, Batara Alexander Liberty

Abstract


One of the problems that often occur in micro, small and medium enterprises (MSMEs) in Indonesia is capital. Moreover, during the COVID-19 pandemic, where the limitations of running a business and the limitations of community mobility are unavoidable obstacles that cause business turnover to be hampered. During this problem, an opportunity arose from the development of financial technology (fintech) which offers various solutions, one of which is online financing for businesses. This aims to support existing businesses ranging from capital to operations and business marketing. This is the background for the implementing team for community service activities from the Faculty of Economics and Business, Trisakti University to provide counseling to MSME actors to increase knowledge of this form of fintech. This activity took place on December 20, 2021, by providing counseling to 25 MSME actors assisted by the Palma Sejahtera Foundation located in Palmerah, West Jakarta. From the activity carried out, participants felt that the material provided was interesting, the material was easy to understand, and the material provided could increase knowledge and abilities. The participants also considered that the appointed resource persons had competence with the material presented and could convey the material. Overall, the participants were satisfied with the implementation of this community service activity. In addition, from a brief measurement carried out, MSME actors in these fostered partners still depend on security factors to be able to adopt the fintech platform. In addition, participants are also still dependent on a series of perceived ease-of-use factors for the fintech platform.


Keywords


financial technology, counseling, partners

Full Text:

PDF

References


Aisah, N., Nabila, D., Pratiwi, E., Musdhalifah, M., Noviani, R., & Mayasari, M. (2021). Pendampingan Pemanfaatan Financial Technology Pada UMKM di Wilayah Jakarta Selatan. Jurnal Pengabdian Teratai, 2(2), 100–113.

Ali, G. A., Hilman, H., & Gorondutse, A. H. (2020). Effect of entrepreneurial orientation, market orientation and total quality management on performance Evidence from Saudi SMEs. Benchmarking: An International Journal, 27(4), 1503–1531. https://doi.org/10.1108/BIJ-08-2019-0391

Andaiyani, S., Yunisvita, Y., & Tarmizi, N. (2020). Peran Financial Technology sebagai Alternatif Permodalan bagi UMKM di Desa Kerinjing, Kabupaten Ogan Ilir. Sricommerce: Journal of Sriwijaya Community Services, 1(2), 85–92. https://doi.org/10.29259/jscs. v1i2.16

Azzahra, K., Arianti, B. F., Chaerunisa, S., Putri, A., & Setiawan, I. (2019). Pengabdian Masyarakat Melalui Penyuluhan Financial Technology Dalam Mengelola Keuangan Keluarga Pada Ibu Rumah Tangga di Desa Pamegarsari – Bogor. Jurnal Cemerlang: Pengabdian Kepada Masyarakat, 2(1), 47–56. https://doi.org/10.31540/jpm.v2i1.626

Barati, M., Taheri-Kharameh, Z., Farghadani, Z., & Rásky, É. (2019). Validity and Reliability Evaluation of the Persian Version of the Heart Failure-Specific Health Literacy Scale. International Journal of Community Based Nursing and Midwifery, 7(3), 222–230. https://doi.org/10.30476/IJCBNM.2019.44997

Christian, M. (2019). Dampak Penggunaan Teknologi Berbasis Aplikasi Pada Usaha Restoran Berskala Mikro & Kecil. Journal of Business and Applied Management, 12(2), 131–140. https://doi.org/10.30813/jbam.v12i2.1822

Herlinda, E., Syahriah, R., & Laksamana, B. (2020). Increasing Public Legal Awareness in Online Loans in Sunggal Urban Village. ABDIMAS TALENTA : Jurnal Pengabdian Kepada Masyarakat, 5(2), 730–735. https://doi.org/10.32734/abdimastalenta.v5i2.5245

Hermanto, B., Suryanto, S., & Tahir, R. (2021). Sosialisasi Layanan Financial Technology Bagi Pelaku Industri Pariwisata Kabupaten Pangandaran. Kumawula: Jurnal Pengabdian Kepada Masyarakat, 4(3), 471–477. https://doi.org/10.24198/kumawula.v4i3.35700

Kusumaningsih, A., Pratiwi, A. P., Supriadi, A., & Priadi, A. (2018). Pembinaan Kewirausahaan Berbasis Fintech (Financial Technology) Untuk UMKM di Koperasi Cipta Boga Keranggan, Tangerang Selatan. Prosiding Sembadha 2018, 192–201.

Kusumawardhany, S. S., Shanti, Y. K., Azzahra, K., Arianti, B. F., & Romadhina, A. P. (2021). Penerapan Literasi Keuangan Dalam Memahami Financial Technology. SULUH: Jurnal Abdimas, 2(2), 151–160. https://doi.org/10.35814/suluh.v2i2.1544

Memon, A. H., & Rahman, I. A. (2014). SEM-PLS Analysis of Inhibiting Factors of Cost Performance for Large Construction Projects in Malaysia: Perspective of Clients and Consultants. The Scientific World Journal, 2014, 1–9. https://doi.org/10.1155/2014/165158

Suharyati, S., & Ediwarman, E. (2019). Edukasi Fintech dan Kewirausahaan Bagi Pelaku UMKM Kecamatan Parung, Kabupaten Bogor. Jurnal Bakti Masyarakat Indonesia, 2(2), 219–228. https://doi.org/10.24912/jbmi.v2i2.7251

Suharyati, S., & Sofyan, P. (2018). Edukasi Fintech Bagi Masyarakat Desa Bojong Sempu Bogor. Jurnal Bakti Masyarakat Indonesia, 1(2), 1–9. https://doi.org/10.24912/jbmi.v1i2.2880

Wulandari, O. A. D., Barokah, S., Azhar, N. Al, & Ghazali, H. Al. (2021). Penerapan Fintech Dengan Aplikasi OVO Sebagai Digital Payment Bagi Ibu – Ibu PKK Rt 02/Rw 04 Di Dukuhwaluh Purwokerto. Jurnal Abdimas BSI, 4(1), 1–6. https://doi.org/10.31294/jabdimas.v4i1.6979




DOI: http://dx.doi.org/10.30813/jpk.v6i1.3329

Refbacks

  • There are currently no refbacks.